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Agri loans in Coimbatore

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✓ RBI-regulated lenders only✓ Rates as published, date-stamped🚫 No agents · no fees · we never lend🪙 Free for farmers, alwaysLast verified: Aug 2026 · source on every row

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How it works

Compare offersPublished rates from every lender serving your pincode, side by side in one table.

Check eligibility — freeOne OTP-verified form. No fee, no obligation, no effect on your credit score.

The lender calls youDocuments explained in Tamil · you deal with the bank directly, never a middleman.

Disbursal at the branchMoney goes to your own account. agri.in never touches it and never charges you.

Find the right loan

Pick the purpose, amount and lender type — the table below filters to match

KCC crop loans: effective ~4% p.a. with prompt repaymentCentral interest subvention + on-time repayment incentive, applied by the bank automatically — no agent needed, ever. Verified links only.Check KCC scheme

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Last verified: Aug 2026 · source on every row

Loan offers near you

₹/month shown per ₹1 lakh borrowed — the easy way to compare

Lender & product	Interest	₹/mo per ₹1 lakh	Max amount	Tenure	Security

No published offers for 641001 yet - check back soon.

Before you go to the branch

👤 Who can apply

Farmers with land records (chitta / patta) — owner-cultivators
Tenant farmers & sharecroppers with a registered lease deed
SHG / JLG groups for joint loans without individual collateral
Dairy, poultry & fisheries counted as agriculture — same priority rates
Loans for buying land to resell — not agri-priority lending

📄 Documents to bring

Aadhaar + 2 photos + bank passbook
Land record or lease deed (crop & term loans)
Quotation from dealer (tractor / drip / solar loans)
Gold loans: just the jewels + Aadhaar — same day

🚫 No agent, no "processing charge" in cash, no OTP to anyone. Subvention is automatic — anyone asking money to "arrange" a subsidised loan is fraud. Report on the Kisan Call Centre: 1800-180-1551.

Browse by purpose

Crop · KCCTractor & machineryGold loanDairy & livestockDrip & solarWarehouse receiptCalculator ↓

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Loan EMI calculator

Move the sliders to plan your monthly outgo before you talk to the bank. Figures are indicative — your final rate and eligibility are the lender's call. agri.in lists lenders and never lends or adds commission.

Typical in this belt: KCC crop loans ~7% (≈4% effective on-time) · gold 8.7–9.5% · bank machinery loans 10–12% · NBFC 13–15%. Crop & gold loans are usually repaid at harvest, not monthly.

Loan amount₹3,00,000

Interest rate10.5% p.a.

Tenure48 months

₹7,681per month

Total interest ≈ ₹68,689 over 48 months

Rate & scheme alertsWhatsApp message when a lender serving 641001 cuts a rate you shortlisted, or a subsidy window (KCC drive, AIF, PM-KUSUM) opensSet rate alert

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Crop & asset insurance quotePMFBY & private covers for the crop, tractor or animals your loan funds · claims help in Tamil.

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Branches near 641001

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Getting a farm loan in Coimbatore — what to check

Start with KCC: for seasonal crop expenses it is almost always the cheapest money available, and prompt repayment brings the effective rate near 4%. Compare the effective cost, not the headline rate — processing fee, insurance bundling and prepayment charges change the answer. Small loans up to the RBI collateral-free limit need no security; above that, gold pledge is the fastest route and land mortgage the cheapest. If a bank timeline threatens your season, an NBFC is faster but typically 3–4% costlier — decide with the EMI calculator above. Never pay an "agent" to arrange a government-subsidised loan: subvention is applied by the bank automatically, and every fee on this page's products is the lender's published one. Rates shown are lender-indicative for Coimbatore district, dated on each row. agri.in lists lenders and their published products — we never lend, never handle money and never charge farmers.

Common questions

What documents do I need for a KCC crop loan?

Typically Aadhaar, land records (chitta/patta, or a registered lease deed for tenant farmers), two photos and your bank passbook. Loans up to the RBI collateral-free limit need no security. The bank confirms the exact list — no agent is ever required.

How does the 4% effective interest on crop loans work?

Short-term crop loans through KCC carry a central interest subvention, and repaying on time earns a further prompt-repayment incentive — together bringing the effective rate to around 4% p.a. The bank applies both automatically; you never claim it separately.

Can I get a farm loan without collateral?

Yes — RBI directs banks to lend up to a collateral-free limit for agriculture (₹2 lakh as last verified; use the "No collateral" filter above). Beyond that, banks ask for land mortgage, gold pledge, or hypothecation of the machine being financed.

Does agri.in give loans or charge farmers?

No. agri.in is not a lender, an NBFC or a loan agent, and never handles money. We display lenders and their published products with dates, and connect you directly — free for farmers, no commission, no agent fee. Sponsored placements are always labelled.